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Accident Coverage

Philadelphia FOP Lodge 1

This 24-hour Accident Insurance plan provides cash benefits for covered injuries and services resulting from an accident. Benefits are paid directly to you and can be used for medical costs, recovery expenses, or anything else you need.

Why This Coverage Matters

Interactive Benefit Payout Examples

Select a benefit category to view example payouts.

REAL-WORLD EXAMPLES

Below are conservative examples of how accident benefits can add up from a single incident.

Gunshot Wound

  • Hospital Admission: $3,000
  • Gunshot Rider: $3,000
  • Hospital Confinement: $750 per day
  • ICU Confinement: $1,500 per day
  • Blood / Plasma: $600
  • Ambulance: $600 | Life Flight: $3,000
  • Emergency Room: $200
  • Rehab: $225 per day
  • Surgery, stitches, imaging & follow-ups: Benefits included

Total potential payout: $10,000 – $20,000+ depending on severity.

Plus: $50,000 accidental death benefit included.

Car Accident

  • Emergency Room Treatment: $200
  • Hospital Admission: $3,000
  • Hospital Confinement: $750 per day
  • Air Ambulance / Ground Ambulance: $3,000 / $600
  • Medical Imaging (CT / MRI): $300
  • X-Rays: $75
  • Physical Therapy: $30 per visit
  • Follow-Up Doctor Visits: $100 per visit
  • Fracture or Dislocation Repair: Benefits included

Total potential payout: $5,000 – $15,000+ depending on injuries.

Plus: $50,000 accidental death benefit included.

Monthly Rates

Employee$18.78
Employee + Spouse$34.61
Employee + Children$42.77
Family$58.60

Purchase Coverage

Select a date and time below to purchase coverage.